Near East-North Africa Rural & Agricultural Credit Association

In the previous period and with the limited human and financial resources available ,NENARACA has succeeded in establishing itself as an effective medium for technical cooperation among developing countries (TCDC) in the field of  agricultural credit  in the Region .NENARACA has proved its worthiness as effective conduit and forum for furthering the causes of agricultural advancement and development of an effective agricultural credit systems in the region , through the provision of service such as oriented training and research , staff exchange ,publications ,special technical consultations and various gatherings for the discussion of specific issues and strengthening mutual cooperation.

Examples of some of services which were provided through NENARACA to its member institutions are shown in the following:


Training is the area which NENARACA has always given high priority. Emphasis is given to practical and need oriented training and areas where training is not provided at local levels. Training programs are for higher and medium staff levels .Regional Training courses are directed to issues of mutual interest and importance to member institutions .National Training courses are conducted on request in accordance with the specific need of the requesting country. NENARACA also assists in the preparation of training materials in agricultural credit, and designing and developing curricula for pre-service and in-service training, NENARACA has so far conducted many regional and national training courses benefiting hundreds of the staff of member.

Conferences and Workshops

NENARACA gives great importance to exchange of experience and cross fertilization of ideas among member institutions .Not- withstanding general assembly meetings, and annual technical meetings arranged for discussion of central problems of mutual interest .Many technical workshops and conferences were held and attended by hundreds of staff members of credit institutions in the region.

Exchange of Experiences

A well-established program of exchange of staff is in force where staff form one member institution are sent to assist in  introducing an activity or to learn from the experience of the  host country in some advanced credit activities and operations. Hundreds of staff members have benefited from this program.

Consultancy and Advisory Services

NENARACA provides consultancy and advisory services to member institutions to improve their performance or to study specific problems and suggest the appropriate solutions. The result of these consultancies is presented for discussions by local seminars and workshops to achieve the following:

  • Simplify work procedure.
  •  Improve information management system.
  • Up- grade work performance.
  • Improve repayments efficiency.
  • Overcome the negative effects of structural adjustment programs.

Exchange of Information

NENARACA systematically collates, synthesizes and distributes relevant information on agricultural credit .At the beginning of NENARACA's era it used to issue comprehensive statistical data and information on its members. It has also issued a reference composed 3 volumes on “rural finance systems in the region “.It also produces annual newsletter dealing with news and issues concerning rural finance. Scientific articles in topics of concern are included in this newsletter. NENARACA’s newsletter is distributed to more than one thousand readers within and outside the region.

Publications and Translation

NENARACA is contributing immensely to enriching the agricultural credit and development library with literature on rural finance by encouragement books compiling, translation of important references and preparation of training materials on agricultural credit. Many publications; books and references in both languages Arabic and English were issued.

Links with Related Outside Institutions

Strong relation is maintained with relevant regional and international organization, such as IFAD, FAO, GTZ, The Arab Organization of Agricultural Development, etc. Many activities were carried out jointly with these organizations.